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Is Ayushman Card applicable for septal defect treatment?

Anonymous
Posted Under Cardiology / Heart, on 4 June 2026

Anonymous
Posted Under Cardiology / Heart, on 4 June 2026

Description

If there is septal defect so ayushman card is applicable or not

Write Answer...
H
HexaHealth Team
Expert

Hello,


A diagnosis of a septal defect (hole in the heart) can be concerning for both the patient and family members. It is natural to have questions about treatment options, surgery, and whether the Ayushman Bharat – PMJAY scheme can help cover the cost.


Is Ayushman Card Applicable for Septal Defect Treatment?


Yes, if :

  • The patient is eligible under Ayushman Bharat – PMJAY
  • The hospital is PMJAY empanelled
  • The treatment or procedure is medically necessary
  • The required package approval is completed


then selected cardiac procedures and surgeries for septal defects may be available under cashless treatment at eligible hospitals.


Coverage may include :


  • Hospital admission
  • Cardiac procedure or surgery
  • ICU care (if required)
  • Doctor consultation during admission
  • Hospital stay
  • Basic investigations related to treatment


Final approval depends on :


  • Patient eligibility
  • Hospital empanelment status
  • PMJAY package verification
  • Cardiologist and cardiac surgeon assessment


What Is a Septal Defect?


A septal defect is a hole in the wall that separates the chambers of the heart.


Common types include :


  • Atrial Septal Defect (ASD)
  • Ventricular Septal Defect (VSD)


Some patients may require monitoring, while others may need a procedure or surgery depending on the size of the defect and symptoms.


Symptoms May Include


  • Shortness of breath
  • Fatigue
  • Frequent respiratory infections
  • Chest discomfort
  • Poor exercise tolerance
  • Heart murmur


The exact treatment depends on the patient's condition and test results.


Which Doctors Usually Manage This Condition?


Treatment is usually managed by :


  • Cardiologist
  • Pediatric Cardiologist (for children)
  • Cardiac Surgeon


Doctors may recommend :


  • Echocardiography (ECHO)
  • ECG
  • Chest X-ray
  • Blood tests
  • Other cardiac investigations


These tests help determine the most suitable treatment plan.


Documents Usually Required


Please keep these documents ready :


  • Ayushman / PMJAY card
  • Aadhaar card
  • ECHO and cardiac reports
  • Doctor prescriptions
  • Previous medical records

These documents help with eligibility verification and treatment approval.


How to Check PMJAY Hospitals?


Verification Steps



Treatment Options for Septal Defect 


  • Non-Surgical Management

    • Small defects may close on their own, especially in children, and are often monitored.
    • Medications may be prescribed to manage symptoms like fluid retention or irregular heart rhythms.

  • Surgical Intervention

    • Larger defects or those causing significant symptoms usually require surgical repair to close the hole. This can be done via open-heart surgery or minimally invasive procedures using catheters.
    • HexaHealth can assist you in finding top hospitals and experienced cardiac surgeons who specialize in septal defect repair. We ensure you get access to advanced treatment options, focusing on safety, faster recovery, and comprehensive post-operative care.


How HexaHealth Can Support You


  • Ayushman Bharat Assistance : We can help you check your eligibility for the Ayushman Bharat scheme and guide you through the process of availing cashless treatment for septal defect repair at empaneled hospitals.
  • Expert Consultations : Connect you with leading cardiologists and cardiac surgeons specializing in septal defect treatment.
  • Hospital Network : Help you find and choose the best HexaHealth partner hospitals that offer comprehensive cardiac care and are empaneled under Ayushman Bharat.
  • Financial Guidance : Assist with understanding your insurance coverage and navigating government schemes to ensure an affordable treatment journey.
  • Seamless Experience : From appointment booking to hospital admission and discharge, we provide end-to-end support, making your healthcare journey stress-free.


We are here to help you navigate your treatment options and make the best decisions for your health.



Wishing the patient good health, strength, and the best possible care ahead.
Warm regards,
Team HexaHealth


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