Medical Loan with Zero Cost EMI: Apply Online Now!

You can finance your treatment cost through:

• Health insurance (cashless / reimbursement mode)
• Pay as per your convenience (possible payment modes- cash / UPI / debit card / credit card / net banking / NEFT / RTGS)
• Pay in EMIs (at 0 interest rate, no additional charges) with your debit card, credit card or eNACH through NBFC

Zero cost loan is easy to apply, just follow the steps below:

• Share your PAN card, AADHAR card, and bank statement documents.
• We will verify your loan eligibility.
• Once approved, you can plan the hospitalisation through HexaHealth.
• You need to complete the loan application digitally via OTP.
• The treatment cost will be disbursed to your treating hospital.
• Then avail your treatment & get discharged post in-hospital recovery.
• Timely reminders about the due date of your EMI auto-debit are scheduled so you can maintain sufficient balance.

You need to consider the aspects such as:

• Treatment cost
• Types of treatment (elective / critical illness)
• Tenure of repayment
• Current residence proof

Medical loan is available to salaried and self-employed individuals with a specified income criteria. The eligibility may vary based on factors such as credit history and loan amount.

The cost of critical surgeries may go over ₹50,000 or even exceed ₹4,00,000. The patients / families can claim it from the insurance company after the treatment if they don’t have cash available. Insurance companies generally settle the reimbursement claim in 30-45 days. We fund patients for their in-patient (IP) bill during discharge and recover it after the claim settlement by the insurance company.

Medical Loan can cover various health expenses, including surgeries, treatments, diagnostics, medication costs, hospitalisation, and other related charges.

The documents required include identity proof such as Aadhar card, PAN Card, and income documents (3-month bank statement).

The minimum expenditure covered by medical loans depends on your loan eligibility, income, credit history, and other factors.

Once you submit your application and documents, we will review the same to determine your eligibility. Upon approval, you will receive the loan offer detailing the terms, including the zero-cost EMI options. You can get the status of your loan approval within 30 mins of sharing your details.