Dear Rinki ji,
Thank you for reaching out. It's wonderful that you're taking proactive steps to improve your health. At 47, regular health check-ups are a smart way to monitor your well-being and catch any potential issues early.
You can absolutely buy a health insurance policy that supports this goal. Many policies today come with free annual health check-ups, even if you don't make any claims.
✅ Here's how you can proceed:
Look for a health insurance plan that includes:
Annual or bi-annual health check-up coverage
Cashless OPD or diagnostic test coverage (if available)
Wellness rewards or discounts for healthy living
Consider plans that suit your needs as a single, independent individual, with:
Individual sum insured of ₹5–10 lakh (or more, based on your budget)
Pre and post-hospitalisation coverage
Option for critical illness add-on (optional)
Top insurers offering such benefits include: HDFC ERGO, Niva Bupa, Star Health, ICICI Lombard, and Care Health.