I am a 47 year (running) old single women. I just wanted to go for regular health check-ups to ensure I am healthy, and for this only i wanted to buy a health policy. please help

Dear Rinki ji,

Thank you for reaching out. It's wonderful that you're taking proactive steps to improve your health. At 47, regular health check-ups are a smart way to monitor your well-being and catch any potential issues early.

You can absolutely buy a health insurance policy that supports this goal. Many policies today come with free annual health check-ups, even if you don't make any claims.

✅ Here's how you can proceed:

1. Look for a health insurance plan that includes:

   • Annual or bi-annual health check-up coverage

   • Cashless OPD or diagnostic test coverage (if available)

   • Wellness rewards or discounts for healthy living

2. Consider plans that suit your needs as a single, independent individual, with:

   • Individual sum insured of ₹5–10 lakh (or more, based on your budget)

   • Pre and post-hospitalisation coverage

   • Option for critical illness add-on (optional)

3. Top insurers offering such benefits include: HDFC ERGO, Niva Bupa, Star Health, ICICI Lombard, and Care Health.