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I am a 47 year (running) old single women. I just wanted to go for regular health check-ups to ensure I am healthy, and for this only i wanted to buy a health policy. please help

R
Rinki Gupta
Posted Under Women's Health, on 22 April 2025

R
Rinki Gupta
Posted Under Women's Health, on 22 April 2025
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H
HexaHealth TeamExpert

Dear Rinki ji,

Thank you for reaching out. It's wonderful that you're taking proactive steps to improve your health. At 47, regular health check-ups are a smart way to monitor your well-being and catch any potential issues early.

You can absolutely buy a health insurance policy that supports this goal. Many policies today come with free annual health check-ups, even if you don't make any claims.


✅ Here's how you can proceed:

  1. Look for a health insurance plan that includes:

    • Annual or bi-annual health check-up coverage

    • Cashless OPD or diagnostic test coverage (if available)

    • Wellness rewards or discounts for healthy living

  2. Consider plans that suit your needs as a single, independent individual, with:

    • Individual sum insured of ₹5–10 lakh (or more, based on your budget)

    • Pre and post-hospitalisation coverage

    • Option for critical illness add-on (optional)

  3. Top insurers offering such benefits include: HDFC ERGO, Niva Bupa, Star Health, ICICI Lombard, and Care Health.

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