Does RN Tagore Hospital Kolkata offer cashless health insurance?

Dear Somnath Banerjee ji,

Yes. Rabindranath Tagore International Institute of Cardiac Sciences (RTIICS), Kolkata, also known as RN Tagore Hospital, accepts health insurance and provides cashless hospitalisation through empanelled insurance companies and TPAs, subject to the terms and approval of the patient's insurance policy. The hospital is a 681-bed JCI- and NABH-accredited multispeciality hospital with cardiac and critical-care services.

The hospital's information also lists Cashless Insurance as an available facility and states that RTIICS accepts medical insurance and TPA facilities. It lists insurers including Bharti AXA, Edelweiss, Future Generali, Max Bupa, National Insurance, Navi General, New India Assurance, Oriental Insurance, Raheja QBE and Reliance General, among others.

How does cashless treatment work?

For planned treatment, the hospital's insurance desk generally coordinates with your insurer/TPA for pre-authorisation. The insurer then reviews the treatment details and policy coverage before approving the cashless request.

Before admission, it is advisable to :

• Carry your health insurance card and policy details.

• Carry your doctor's prescription and relevant medical reports.

• Confirm that RTIICS is in your insurer's current network.

• Ask whether your father's specific treatment/procedure is covered under the policy.

• Confirm any deductible, co-payment, room-rent limit or non-medical expenses that may need to be paid separately.

• Check with the hospital insurance desk about the pre-authorisation process.

Important : Being on the hospital's insurance panel does not automatically mean that every treatment or the entire hospital bill will be covered. Final cashless approval depends on the patient's policy, treatment, applicable limits and insurer/TPA approval.

Wishing you and your family good health always.
Warm regards,
Team HexaHealth