How to apply for Ayushman Bharat scheme for senior citizens?

Hello,

Yes. As an Indian citizen aged 71 years, you are eligible to receive health coverage under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) through the Ayushman Vay Vandana Scheme, provided you meet the scheme's registration and verification requirements. Under this scheme, all senior citizens aged 70 years and above are eligible for health coverage of up to ₹5 lakh irrespective of their income, occupation, or socio-economic status.

Who is Eligible for Ayushman Vay Vandana Scheme ?

You are eligible if

• You are an Indian citizen.

• You are 70 years of age or above.

• Your age is successfully verified through your Aadhaar card.

• You complete the required e-KYC and registration process.

• You are not excluded under any specific government guidelines applicable to your case.

Even if you:

• Have a private health insurance policy.

• Are not listed in the SECC beneficiary database.

• Belong to any income group.

You can still apply under the Ayushman Vay Vandana Scheme if you are 70 years or older.

Important Conditions You Should Know

• Eligible senior citizens receive health coverage of up to ₹5 lakh for hospitalization.

• Pre-existing diseases are covered from day one.

• Treatment is available on a cashless basis at empanelled hospitals.

• The scheme covers secondary and tertiary hospitalization, including many major surgeries and medical treatments.

If you are already covered under another government health scheme such as

• CGHS

• ECHS

• CAPF Health Scheme

you may need to follow the applicable government guidelines regarding the use of multiple government-funded health schemes. It is advisable to verify this before treatment.

Documents Required

Keep the following documents ready while applying

• Aadhaar Card (mandatory for identity and age verification)

• Aadhaar-linked mobile number

• Passport-size photograph (if required)

• Any additional documents requested during e-KYC or beneficiary verification

How to Apply for Ayushman Vay Vandana Scheme

You can apply through any of these methods

Online

• Visit the official PM-JAY Beneficiary Portal.

• Log in using your mobile number and OTP.

• Complete Aadhaar e-KYC.

• Verify your eligibility.

• Generate your Ayushman Vay Vandana Card.

Ayushman App

• Download the official Ayushman App.

• Complete OTP verification.

• Perform Aadhaar e-KYC.

• Generate your digital card.

Offline

You can also visit

• Nearest Common Service Centre (CSC)

• Ayushman Mitra Help Desk at any empanelled hospital

The representative will help you complete registration and generate your card.

How to Check Whether a Hospital Accepts the Ayushman Card

Before taking treatment, always confirm that the hospital is empanelled under PM-JAY.

You can check by

• Visiting the official PM-JAY Hospital Search Portal.

• Using the Ayushman App.

• Asking the hospital's Ayushman Mitra or help desk.

Only empanelled hospitals can provide cashless treatment under the scheme.

What Treatments Are Covered?

The scheme covers a wide range of treatments, including

• Heart surgeries

• Cancer treatment

• Kidney dialysis

• Kidney transplant (approved packages)

• Orthopaedic surgeries

• Brain and neurosurgery

• General surgery

• Urology procedures

• Gynecology surgeries

• Cataract and several eye surgeries

• ICU care and hospitalization

• Many other approved medical and surgical procedures

Coverage includes

• Doctor's fees

• Hospital room charges

• Operation theatre charges

• ICU charges

• Medicines during hospitalization

• Diagnostic tests related to hospitalization

• Implants covered under the approved package

• Up to 3 days of pre-hospitalization and 15 days of post-hospitalization expenses, as per PM-JAY guidelines.

How HexaHealth Can Assist You

We can help you by

• Checking your eligibility under Ayushman Bharat.

• Assisting with the Ayushman Vay Vandana registration process.

• Helping you find the nearest PM-JAY empanelled partner hospital.

• Connecting you with experienced specialists based on your medical condition.

• Guiding you through appointments, hospital admission, and cashless treatment.

• Providing information about treatment packages and required documents.

Please share your city and state, and we will help you find the nearest Ayushman Bharat empanelled partner hospitals where you can receive cashless treatment under the scheme.

Wishing you and your family good health always.
Warm regards,
Team HexaHealth