CGHS Rate List in India 2023 - Download PDF Here

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Medically Reviewed by Dr. Aman Priya Khanna
Written by Sangeeta Sharma, last updated on 28 August 2023
CGHS Rate List in India 2023 - Download PDF Here

One of the oldest health insurance schemes introduced by the Indian Government, the Central Government Health Scheme, was launched in 1954. The CGHS rate list has redefined the medical journey for thousands nationwide, benefiting Central Government employees, pensioners, and their families.

What further makes CGHS an outstanding scheme is that it is easy to register, use, and locate among the many parts of the country. In this read, we are covering the CGHS rate list and other essential topics that are closely connected with it. Read on to learn more about the new CGHS rate list and how to download the CGHS rate list PDF.


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What is the CGHS Rate List?

The Central Government health scheme rate list refers to the open-sourced generous rates available for several government employees. This scheme is unique and highly beneficial because of the prices at which world-class treatment is provided across all parts of the country. 

As the name suggests, the Central Government health scheme is available for Central Government employees, pensioners, and their families. What sets this health scheme apart from other private and standard health policies is its approach to applications, criteria, prices, policy, and much more.

The individuals who qualify for CGHS include:

  1. All Government employees who work under the central Government
  2. Family members of Government employees living or working in CGHS-covered areas
  3. Members of Parliament, both sitting and former
  4. Pensioners who receive a pension under the central civil estimates
  5. Freedom fighters
  6. Former Vice Presidents
  7. All former Governors and Lieutenant Governors of Indian states
  8. PIB – accredited journalists (for Delhi)
  9. Sitting and former Judges of the Supreme Court and High Court
  10. Police personnel working in Delhi
  11. Railway board employees 

Cities Under Central Government Health Scheme

CGHS health scheme aims to offer treatment at affordable costs to government employees all across the country. Several cities are covered under the scheme, and beneficiaries can avail of treatment at CGHS-empanelled hospitals in these cities.

North South
Delhi Bengaluru
Jaipur Chennai
Lucknow Hyderabad
Kanpur Madurai
Chandigarh Mysuru
Allahabad Kochi
Srinagar Puducherry
East West
Kolkata Udaipur
Patna Surat
Durgapur Pune
Asansol Kota
Balasore Ahmedabad
Bhubaneshwar Jodhpur
Siliguri Jamnagar
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Importance of the New CGHS Rate List

The Central Government Health Scheme (CGHS) rate list is a document that outlines the prices of various medical procedures, tests, and treatments covered under the scheme for government employees and their dependents. These rates are revised from time to time, considering the current market conditions and inflation.

The Ministry of Health and Family Welfare recently released a new rate list, which is very important for CGHS beneficiaries. Some of the benefits provided include:

  1. It helps to determine and understand the different prices for specific health treatments, procedures, hospital stays and supplies. 
  2. The revised rates for various medical procedures, tests, and treatments are now more reasonable and affordable. This will not only benefit CGHS beneficiaries but will also encourage empanelled hospitals to provide quality healthcare services at reasonable rates.
  3. The CGHS rate list has introduced a new category of hospitals known as “Economy Hospitals.” These hospitals provide essential healthcare services at even more affordable rates.
  4. A range of diagnostic tests and procedures not covered earlier are now included. This will enable beneficiaries to avail of these tests and treatments without any financial burden.

Benefits of Downloading CGHS Rate List PDF

The Central Government Health Scheme provides medical coverage to all Central Government active employees, pensioners and their families. The CGHS rate list is an important document that lists the prices of various medical procedures, tests, and services covered under the scheme. Here are some benefits of downloading the new CGHS rate list PDF:

  1. Access to the latest prices: The rate list is updated periodically to reflect the latest prices for medical procedures and services. By downloading the new CGHS rate list PDF, beneficiaries can easily access the latest rates from their computer or mobile device. This helps them to stay informed about the latest prices and plan their healthcare expenses accordingly.
  2. Transparent pricing: The rate list provides a transparent and standardized pricing system for medical procedures and services covered under the scheme. This helps beneficiaries understand the costs involved and make informed decisions about their healthcare needs.
  3. Cost-effective healthcare: By using the new CGHS rate list, beneficiaries can ensure that they receive cost-effective healthcare services without overpaying for medical procedures or services. This can help reduce the financial burden of healthcare expenses, especially for those with limited financial resources.
  4. Improved quality of care: The new rate list encourages hospitals and healthcare providers to maintain high-quality standards of care to remain competitive in the market. This can lead to improved quality of care for beneficiaries and better health outcomes.
  5. Reduced disputes and grievances: By having access to the new rate list, beneficiaries can ensure that they are charged the correct prices for medical procedures and services. This can help reduce disputes and grievances related to overcharging or incorrect billing.

Benefits of downloading CGHS rate list image

How to Download CGHS Rate List PDF?

The CGHS rate list has been developed by the Government to provide extensive clarity to patients and health providers. It is an excellent source because it can be easily downloaded from the internet and keep the concerned parties informed about the treatment rates. To know about the rates of treatments and procedures under the scheme, you can download the CGHS rate list PDF by following these steps:

  1. Visit the official CGHS website “https://cghs.nic.in/”. cghs.nic.in website image
  2. Close the pop-up window.Close the pop-up image
  3. From the “Beneficiaries” dropdown list in the menu bar, click on “Empanelled Hospitals and Rates”.Click 'Empanelled Hospitals and Rates' image
  4. A new search window will open to search for “Empanelled Hospitals/Diagnostic Centres, and CGHS Rates”New search window image
  5. Select “Approved rates for Procedures/Investigations” from the “Search For” dropdown.Select 'Approved Rates for Procedures' image
  6. Select your desired city from the “Select City” dropdown.Select the desired city image
  7. Click on the “Submit” button to receive the CGHS Rate list. If you are looking for rates of specific investigation/procedure, you can select it from “Investigation/Procedure Category” dropdown and “Investigation/Procedure Name”.Click on submit image

  8. You will find the full CGHS rate list by scrolling down.Scroll for CGHS rate list image

  9. From the “Show entries” dropdown list, you can select “All” to get the entire list.Select 'All entries' image

  10. You can click on “Print” button to download the CGHS rate list pdf.Click on 'Print' image

The New CGHS Rate List Updated in 2023

The updated CGHS rate list for 2023 covers a wide range of medical services and treatments, including consultations, diagnostic tests, surgical procedures, and hospitalization expenses. The rates are determined based on the type of treatment, the hospital or clinic providing the service, and the location of the facility.

Some of the key highlights of the updated CGHS rate list for 2023 are:

  1. The rate list includes the cost of various medical procedures and treatments, such as consultation fees, laboratory tests, radiology services, and surgical procedures.
  2. The rates for various medical procedures have been revised to reflect the current market rates and ensure that the scheme remains affordable for all beneficiaries.
  3. The updated rate list includes the cost of new medical procedures and treatments that have been recently introduced.
  4. The rate list also includes the cost of medicines and medical equipment that are covered under the scheme.
  5. The updated rate list has been designed to ensure that beneficiaries have access to quality healthcare services without having to bear a heavy financial burden.

Overall, the CGHS rate list for 2023 provides a comprehensive guide to the prices of various medical treatments and procedures, ensuring that beneficiaries can avail of quality healthcare services at affordable rates.

Factors to Consider while Using CGHS Rate List

The CGHS rate list has proved valuable time and again for government employees. It helps beneficiaries know the rates of the treatments they require. However, certain factors must be seriously considered when using the CGHS rate list. These are: 

  1. Eligibility: The scheme is designed to serve retired government employees and their dependents. Ensure you are eligible for the scheme before using the rate list.
  2. Updated Rates: The CGHS rate list is updated periodically, so make sure you use the latest version to avoid any discrepancies in billing. You can check the latest rates on the official website or by contacting your local CGHS office.
  3. Authorized Providers: Only authorised CGHS-empanelled hospitals and diagnostic centres can charge Central Government rates. Choose a provider empanelled with CGHS to avoid overcharging.
  4. Services Covered: The CGHS rate list covers many medical services and procedures, but not all services may be covered. Check the rate list to see which services are covered and which are not.
  5. Billing Process: Make sure that you understand the billing process and the charges that you will be required to pay. CGHS rates are fixed, so there should be no hidden charges or additional fees.
  6. Pre-authorization: You may need pre-authorization from the CGHS office before getting the procedure done for specific procedures. Make sure to check whether pre-authorization is required and follow the necessary procedures.
  7. Reimbursement Process: If you have paid for medical services out of your pocket, you can apply for reimbursement from the CGHS office. Ensure you follow the reimbursement process correctly to avoid delays or rejections.

How Can One Register with CGHS in Delhi?

Registry for CGHS is an easy task. After filling in the form’s details, you only need to attach the following copies with your form. These include:

  1. Residential proof
  2. Dependents’ proof of stay
  3. Son/daughter’s age proof
  4. Disability Certificate for son(s) above the age of 25, if applicable
  5. Passport photos of eligible family members
  6. Attested copies of the Last Pay Certificate and PPO (for retired staff)
  7. Demand Draft towards Central Government Contribution in favour of PAO, CGHS, New Delhi (for Delhi) or Additional Director, CGHS, of the respective city.

Takeaway

With the increasing expenses of medical facilities, doctor consultations, and hospitalisations like never before, the importance of a good health insurance policy remains unquestioned. CGHS is an excellent central government health policy that has been conceptualised and developed, keeping the best interests of the employees, pensioners, and their families in mind. 

With the wide variety of treatments and consultations made available through this scheme, the CGHS rate list has been highly beneficial for thousands of people out there who are seeking medical assistance. Easy to register and use, this health scheme will make getting medical procedures from the best doctors affordable.

HexaHealth is an outstanding application built to make every medical journey, both big and small, easy for you. A one-stop destination for all your medical requirements, we are dedicated to helping you in finding not just the best doctors but also the best hospitals. From making your appointments to free consultations, the best medicines, and the right doctors for surgeries, we are here to do it all for you. To find out more about how to download CGHS rate list PDF, get in touch with our experts today.

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Frequently Asked Questions

What is the CGHS rate list?

The CGHS rate list includes prices the Central Government health scheme has issued. This rate list indicates the prices, concessions, and discounts the CGHS beneficiaries can avail of for their specific treatments.

How can I download the CGHS rate list PDF in India?

The process of downloading the CGHS rate list in India is simple. All that needs to be done is for a person to go to Google. Search for CGHS rate list PDF. Click on the right link and download the PDF. By doing this, they can download the entire rate chart and know the rate of their desired treatments.

What is the amount to be paid for the CGHS card for pensioners?

Joining the Central Government health scheme is an effortless task. The CGHS active employees and pensioners must pay a subscription of 120 months or ten years to enjoy a lifetime membership. The total amount that must be paid is ₹ 54,000 as per the 7th CPC.

What is the CGHS limit?

One of the oldest and the most active health insurance schemes launched by the Government of India, the CGHS limit is of treatment worth Rs 5 lakhs per family on a floater basis.

Is Central Government Scheme valid after retirement?

Introduced in 1954, the CGHS was launched for active government employees and their families and retired employees. This health scheme has many benefits that provide comprehensive coverage to all central government employees.

Who is entitled to CGHS facilities?

The following list of people is entitled to the CGHS facilities. These are:

  1. All government employees who work under the central Government
  2. Government employees’ family members who are living or working in CGHS-covered areas
  3. Members of parliament, both sitting and former
  4. Pensioners who receive a pension under the central civil estimates
  5. Freedom fighters
  6. Former Vice Presidents
  7. All former Governors and Lieutenant Governors of Indian states
  8. PIB – accredited journalists (for Delhi)
  9. Sitting and former Judges of the Supreme court and High court
  10. Police personnel working in Delhi
  11. Railway board employees

What are the different options for availing CGHS services to pensioners?

The pensioners or their families can submit their applications or forms to their closest CGHS dispensaries to avail the CGHS services. They can pay for the lifetime subscription in one go or opt for yearly payments.

What is the duration of stay included in the surgical package?

There is no fixed stay duration in the surgical package. The patients can stay for the duration the doctor has suggested. The CGHS covers the stay duration.

Are implants and consumables paid under CGHS?

Yes, implants and consumables, among many other essentials such as operation charges, injection charges, cost of medicines, etc., are all covered under the CGHS.

What is the process for availing of health benefits at CGHS-empaneled hospitals?

To avail of the maximum benefits at the CGHS empanelled hospitals, one needs to submit a duly-filled application form available on the official website of CGHS.

Are ambulance charges reimbursable?

Yes, the ambulance charges are reimbursable and covered under the CGHS. However, the essential criteria are that the need for an ambulance has to be verified by the doctor, and the ambulance must be operated only within the city.

What surgeries / medical treatments are not covered under CGHS?

Products manufactured and marketed as food supplements, cosmetic and ayurvedic treatments prescribed by ayurvedic doctors, etc., are not covered under the CGHS.

What are the revised guidelines for post-operative follow-up treatment at an empanelled private hospital for critically ill CGHS beneficiaries?

As per the revised guidelines, the patients can get reimbursed for the follow-up amount. The entire amount will be covered under CGHS and reimbursed to the patient. There is no time duration, and the patient can consult the doctors as long as the treatment is required.

What are the guidelines for reimbursing over and above the approved CGHS rates?

The expenses over and above the guidelines for the approved CGHS rates will not be reimbursed. The patient will have to pay extra from their pockets.

References

All the articles on HexaHealth are supported by verified medically-recognized sources such as; peer-reviewed academic research papers, research institutions, and medical journals. Our medical reviewers also check references of the articles to prioritize accuracy and relevance. Refer to our detailed editorial policy for more information.


  1. Central Government Health Scheme, Ministry of Health & Family Welfare, Government of Indialink

Updated on : 28 August 2023

Reviewer

Dr. Aman Priya Khanna

Dr. Aman Priya Khanna

MBBS, DNB General Surgery, Fellowship in Minimal Access Surgery, FIAGES

12 Years Experience

Dr Aman Priya Khanna is a well-known General Surgeon, Proctologist and Bariatric Surgeon currently associated with HealthFort Clinic, Health First Multispecialty Clinic in Delhi. He has 12 years of experience in General Surgery and worke...View More

Author

Sangeeta Sharma

Sangeeta Sharma

BSc. Biochemistry I MSc. Biochemistry (Oxford College Bangalore)

6 Years Experience

She has extensive experience in content and regulatory writing with reputed organisations like Sun Pharmaceuticals and Innodata. Skilled in SEO and passionate about creating informative and engaging medical conten...View More

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