Can Monochorionic Monoamniotic Twins Delivery Be Done Free Under Ayushman Card?

Dear Abdul Kadir ji,

Yes, delivery of monochorionic monoamniotic twins is covered under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY).

Monochorionic monoamniotic twins means that both babies share one placenta and one amniotic sac inside the womb. This is a high-risk pregnancy because the babies' umbilical cords can become tangled. You need close monitoring by a specialist, and the doctor will decide the safest timing and method of delivery.

How to Check Ayushman empanelled hospital?

1. Visit the official Ayushman Bharat hospital search portal.
2. Select your state.
3. Select your district.
4. Choose the hospital type, such as government or private, if this option is available.
5. Look for a hospital with Obstetrics and Gynaecology services and facilities for high-risk pregnancy care.
6. Enter the hospital's name if you want to check a particular hospital.
7. Complete the captcha, if shown, and click Search.
8. Check the hospital's name, address and current empanelment details.
9. Contact the hospital's Ayushman Mitra desk and confirm whether high-risk twin delivery, including a medically required C-section, is covered under your card.
10. Ask whether pre-authorisation is needed and confirm the cashless treatment process before planned admission.

Which documents should you carry?

• Ayushman Bharat Card or e-card.
• Aadhaar Card or another accepted identity document.
• Ration card or other beneficiary documents, if required.
• Pregnancy records and antenatal check-up papers.
• Ultrasound reports showing the type of twin pregnancy.
• Doctor's prescription and advice for delivery.
• Blood test reports, blood group details and other investigation reports.
• Previous hospital records and any referral papers, if available.

Please contact an empanelled hospital with facilities for high-risk pregnancy and newborn intensive care (NICU). Confirm that both maternal care and any necessary newborn treatment are available and check the scheme's coverage with the hospital before planned admission.

Important: Because this is a high-risk twin pregnancy, do not delay medical care while checking insurance coverage. If you have bleeding, leaking fluid, severe abdominal pain, contractions, or reduced baby movements, contact your maternity hospital immediately.

Please share your city and state so you can be guided on how to find a suitable empanelled hospital near you.

Wishing you and your family good health always.
Warm regards,
Team HexaHealth