Is EMI Payment Available for Nasal Polyp Surgery in Kolkata?

Dear Somnath Banerjee ji

Yes, you able to pay for nasal polyp surgery through EMI in Kolkata. No-cost EMI options also available, depending on the hospital, financing provider, and your eligibility. Confirm the available EMI plans before proceeding with treatment.

The cost of nasal polyp surgery, also called Functional Endoscopic Sinus Surgery (FESS), typically ranges from ₹45,000 to ₹1,20,000. The final cost depends on the severity of the nasal polyps, the hospital, and the surgical technique required.

What are the EMI options for nasal polyp surgery?

• No-cost EMI: You able to pay for the treatment in monthly instalments without additional interest, subject to the financing provider's terms and eligibility criteria.
• Down payment: Whether a down payment is required depends on the available EMI plan.
• Required documents: You may need documents such as your Aadhaar card, PAN card, proof of employment, or recent bank statements, depending on the financing provider's requirements.

Can health insurance cover nasal polyp surgery?

Nasal polyp surgery is also covered by health insurance when it is medically necessary and meets the policy's terms and conditions. Cashless treatment requires approval from your insurer and is subject to the hospital's network status and the policy's coverage. If insurance does not cover the entire bill, ask the hospital or financing provider whether EMI is available for the remaining amount.

Before choosing a hospital, consult an ENT specialist to determine whether surgery is necessary and confirm the total treatment cost, available EMI plans, and insurance coverage.

Wishing you and your family good health always.
Warm regards,
Team HexaHealth