Is EMI Payment Available for FESS Surgery in Kolkata?

Dear Ujjwal Jangra ji,

Yes, you can pay for Functional Endoscopic Sinus Surgery (FESS) through Equated Monthly Installments (EMI) in Kolkata. The average cost of the procedure in Kolkata typically ranges from ₹45,000 to ₹1,20,000, depending on the hospital, city region, and complexity of the condition.

How Can You Pay for FESS Through EMI?

• Medical financing: Some hospitals and medical financing providers offer EMI options to help patients pay for treatment in monthly instalments.
• Zero-cost EMI: Some providers may offer zero-cost EMI plans for eligible patients. Check the applicable terms, processing fees, and any other charges before agreeing to the plan.
• Repayment period: The available repayment period and monthly instalment depend on the financing provider, approved loan amount, and your eligibility.
• Eligibility: Requirements may include proof of identity, income documents, bank statements, and a credit check. Criteria vary by provider.

The cost of FESS can vary depending on the hospital, surgeon's fees, complexity of the sinus condition, anaesthesia, length of hospital stay, and required investigations. Ask the hospital for a detailed estimate that includes all expected charges before finalising your treatment. The exact cost should be confirmed directly with the hospital.

Health insurance also cover medically necessary FESS, depending on your policy, medical indication, waiting periods, exclusions, and pre-authorisation requirements. Coverage is not automatic for every patient. Ask your insurer and the hospital's insurance desk to confirm your eligibility and expected out-of-pocket expenses before surgery.

Wishing you and your family good health always.
Warm regards,
Team HexaHealth