Can Senior Citizens Above 70 Years Get an Ayushman Card Without an Income Limit?

Dear Suraj Sharma ji,

Yes, senior citizens aged 70 years and above are eligible for the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) regardless of their income. Eligible seniors can receive health insurance benefits without any income criteria under the government's expanded scheme.

Eligible beneficiaries receive health coverage of up to ₹5 lakh per year for approved medical treatments and surgeries at PM-JAY empanelled government and private hospitals.

Who Is Eligible?

You be eligible if :

• You are 70 years of age or above.

• You are an Indian citizen.

• You meet the eligibility requirements under the government's senior citizen provisions.

• You complete the required verification process.

Income is not considered for eligible senior citizens under this category.

Benefits Available Under the Scheme

Eligible senior citizens can receive

• Cashless treatment at PM-JAY empanelled hospitals.

• Coverage of up to ₹5 lakh for approved treatments and surgeries.

• Coverage for many pre-existing diseases as per PM-JAY guidelines.

• Hospitalisation, surgery, medicines, diagnostic tests, and other approved treatment expenses included in the package.

• Access to treatment across India through the PM-JAY network of empanelled hospitals.

Documents Required

Generally, you should keep the following documents ready

• Aadhaar Card

• Proof of age

• Registered mobile number

• Any other documents required during beneficiary verification

How to Apply

Eligible senior citizens can

• Check their eligibility through the official PM-JAY beneficiary portal.

• Visit a nearby Common Service Centre (CSC).

• Visit an Ayushman Mitra Help Desk at a PM-JAY empanelled hospital.

• Complete the required identity verification and card generation process.

Important Things to Know

• The Ayushman Card can be used only at PM-JAY empanelled hospitals.

• Cashless treatment is available only for approved medical conditions and treatment packages.

• The hospital will verify your eligibility before providing treatment.

• Carry your Ayushman Card and Aadhaar Card while visiting the hospital.

How HexaHealth Can Assist You

• Ayushman Bharat Guidance: We help you understand eligibility for senior citizens and explain the available benefits.

• Eligibility Support: We assist you in checking whether you qualify under the PM-JAY scheme.

• Documentation Guidance: We explain the documents required for verification and Ayushman Card generation.

• Hospital Selection: We help you find PM-JAY empanelled and HexaHealth partner hospitals near your location.

• Treatment Guidance: We explain the treatment process and coverage available under the scheme.

• Appointment Assistance: We help connect you with experienced doctors and coordinate consultations and treatment.

Please share your city and state, and let us know whether the Ayushman Card has already been generated. We can help you check your eligibility and guide you through the next steps for availing cashless treatment.

Wishing you and your family good health always.
Warm regards,
Team HexaHealth