Hello Iyer Ji,
The PM Vaya Vandana Yojana (PMVVY) is a pension scheme for senior citizens aged 60 and above, offered by the Life Insurance Corporation (LIC) of India. Its primary purpose is to provide financial security through a guaranteed monthly, quarterly, or yearly pension, not to cover medical expenses.
PMVVY does NOT cover regular medical checkups or healthcare costs.
It is purely a financial product, not a health insurance or medical benefits scheme.
If you're looking for health-related coverage, you may want to explore:
Ayushman Bharat (PM-JAY) – provides free treatment in empanelled hospitals for eligible families.
Senior Citizen Health Insurance plans from private insurers like Star Health, Niva Bupa, etc.
Wishing you good health and peace of mind.