Are ICU charges, medicines, and tests covered under Ayushman Card?

Hello,

Ji haan, PM-JAY ke approved hospitalization packages mein ICU care, medicines, medical consumables, diagnostic/laboratory tests, doctor consultation, room/accommodation aur treatment se related kai other expenses bhi cover hain.

Agar patient ka treatment aise package ke under approved hai jisme ICU care required hai, to ICU charges package ke according cover ho sakte hain. PM-JAY information mein ICU aur OT charges ko covered treatment costs mein include kiya gaya hai or covered hospitalization ke dauran required medicines, drugs aur medical consumables package ke according cover hote hain.

Covered treatment se related diagnostic aur laboratory investigations package bhi nclude hain. Hospital admission se pehle up to 3 days aur discharge ke baad up to 15 days tak same treatment se related certain diagnostics aur medicines bhi cover kiye jate hain, scheme rules ke according.

Covered hospitalization package mein accommodation/room-related expenses included ho sakte hain. PM-JAY ka benefit mainly general-ward entitlement ke basis par hota hai. Private room upgrade lene par additional charges beneficiary ko dene pad sakte hain.

Aur Kya-Kya Cover Ho Sakta Hai?

Approved package ke according coverage mein ye expenses include ho sakte hain :

• Doctor/consultation fees

• Nursing and hospital care

• Medicines and consumables

• Diagnostic tests

• ICU and OT charges

• Surgery or other approved treatment

• Implants, where applicable

• Accommodation and food during hospitalization

• Treatment-related complications

• Up to 3 days pre-hospitalization expenses

• Up to 15 days post-hospitalization follow-up expenses

PM-JAY mein eligible family ko generally ₹5 lakh tak ka annual family-floater cover milta hai for listed secondary and tertiary hospitalization. Iska matlab ye nahi hai ki har OPD visit, har test ya har medicine automatically free hai. Normal standalone OPD services generally PM-JAY mein covered nahi hoti.

Treatment karwane se pehle hospital ke Ayushman Mitra se exact treatment/package, ICU requirement, tests aur any possible non-covered charges confirm karna sabse safe rahega.

Wishing you and your family good health always.
Warm regards,
Team HexaHealth