Gallbladder Surgery Coverage Under Ayushman Card in Punjab: What You Need to Know

Dear Sukhjit Kaur ji,

Gallbladder stone treatment via laparoscopic surgery (laparoscopic cholecystectomy) is definitely covered under the Ayushman Bharat (PM-JAY) scheme. However, we understand your concern—Punjab currently has partial implementation of the Ayushman Bharat scheme under a state-modified version known as Sarbat Sehat Bima Yojana (SSBY).

Why Are Hospitals Denying Gallbladder Surgery?

• In Punjab, not all private hospitals are actively offering non-cardiac surgeries under Ayushman due to reimbursement or administrative constraints

• Some hospitals may only provide cardiac or emergency surgeries, which is why you're being told it works only for heart treatments

What You Can Do:

1. Look for hospitals under SSBY (Punjab’s version of Ayushman):

   • Visit: https://sha.punjab.gov.in/empaneled-hospitals/

   • Filter by district: Mohali and check for General Surgery availability

2. Alternatively, check under PMJAY national list:

   • Go to https://hospitals.pmjay.gov.in/Search/

   • Select Punjab → Mohali, and search with speciality as General Surgery

3. Visit the Ayushman Mitra desk at shortlisted hospitals and ask:

   • "Kya laparoscopic gallbladder surgery Ayushman card se available hai?"

   • If not, they may redirect you to a government hospital that performs it