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Does Ayushman Card cover laser cataract surgery expenses?

V
Vikram Kher
Posted Under Eye Health, on 20 August 2026

V
Vikram Kher
Posted Under Eye Health, on 20 August 2026

Description

Besides holding Ayushman Card, if I wish to carry out a laser treatment for cataract, what additional expenses would I need to bear ?

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H
HexaHealth Team
Expert

Dear Vikram Kher ji,


Yes, cataract surgery is covered under Ayushman Bharat PM-JAY.


Will You Have to Pay Extra for Laser Treatment?


This depends on the exact procedure and lens you choose.

  • The standard cataract surgery and standard monofocal IOL is covered under the Ayushman package.

  • Premium lenses such as multifocal, toric or EDOF lenses involve additional charges if they are outside the approved package.

  • Laser-assisted cataract surgery is an advanced technique and not automatically be covered as an additional benefit under the standard PM-JAY package. Therefore, do not pay any extra amount without first getting a clear confirmation from the hospital's Ayushman desk.

  • If the hospital says an additional payment is required, ask them to provide the reason and exact amount before the surgery.


How to Check Hospital Before Surgery?


  1. Open the official PM-JAY hospital search portal.

  2. Select your State and District.

  3. Search for a PM-JAY-empanelled hospital.

  4. Select/check the Ophthalmology specialty.


How Can HexaHealth Help You?


We can help you connect with experienced Ophthalmologists and suitable partner hospitals for cataract treatment. We can also assist with eye consultation, diagnostic tests, appointment scheduling and treatment coordination.


We help patients connect with experienced doctors at suitable partner hospitals.


Please share your city and state, the hospital you are considering, and whether the doctor has specifically recommended laser cataract surgery or a particular lens. Based on these details, we can help guide you regarding the suitable Ayushman partner hospital and coverage process.


Wishing you and your family good health always.
Warm regards,
Team HexaHealth

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