Heart Surgery Insurance Options at Omega Hospital

Dear Sarin ji,

Thank you for reaching out. Here's the information on insurance and payment options available at Omega Hospital for heart surgery:

Insurance & Financing Options at Omega Hospital

• Private Health Insurance

  • Most major insurers (like Star, HDFC Ergo, Apollo, etc.) are accepted.

  • Cover typically includes surgery, ICU, and post-op care—check your plan for pre-authorisation requirements.

• Ayushman Bharat (PMJAY)

  • Omega is included in the Ayushman Bharat network.

  • Steps:

    1. Visit the portal: https://hospitals.pmjay.gov.in/Search/

    2. Select Kerala → Kannur → Cardiology specialty → Search

    3. Verify Omega Hospital in the results

  • Covers heart surgery as per the defined package; you’ll need your Ayushman card and PPO number.

• Third-Party Financing

  • EMI plans or medical loans available through partner banks—easy monthly payment options for surgery cost not covered by insurance.

What You Should Do Next

• Confirm insurance eligibility: share your policy details with Omega’s insurance team.

• If enrolled in Ayushman Bharat, share your PPO number at hospital admission.

• Ask Omega Hospital for a cost estimate including surgery, ICU, and post-op expenses.

• If there’s any shortfall, you can opt for EMI or loan facility.