Hello Iyer Ji,
Thank you for your question regarding the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) for senior citizens aged 70 and above.
Yes, under the expanded AB PM-JAY, all senior citizens aged 70 and above are eligible for ₹5 lakh annual health coverage, regardless of income or background.
Hospitalisation expenses for secondary and tertiary care
Pre and post-hospitalisation (up to 3 days before and 15 days after admission)
Day-care procedures
Medicines used during hospital stay
OPD consultations, routine doctor visits, or medicines taken at home are not covered. The scheme primarily focuses on in-patient treatment.
Yes, Varam SPR Speciality Hospital & Fertility Centre, located in Krishnagiri, Tamil Nadu, is empanelled under Ayushman Bharat.
You can verify this on the official PM-JAY website here:
👉 https://hospitals.pmjay.gov.in/Search/empnlWorkFlow.htm
Select "Tamil Nadu" as the state
Select "Krishnagiri" as the district (since Hosur falls under this)
Browse the list of empanelled hospitals
Wishing you continued good health and peace of mind!