Ayushman Bharat: Are OPD expenses and medicines covered for senior citizens?

Hello Iyer Ji,

Thank you for your question regarding the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) for senior citizens aged 70 and above.

✅ Coverage for Senior Citizens (70+)

Yes, under the expanded AB PM-JAY, all senior citizens aged 70 and above are eligible for ₹5 lakh annual health coverage, regardless of income or background.

✔️ What's Covered:

• Hospitalisation expenses for secondary and tertiary care

• Pre and post-hospitalisation (up to 3 days before and 15 days after admission)

• Day-care procedures

• Medicines used during hospital stay

❌ What's Not Covered:

• OPD consultations, routine doctor visits, or medicines taken at home are not covered. The scheme primarily focuses on in-patient treatment.

🏥 Is Varam Hospital in Hosur Covered?

Yes, Varam SPR Speciality Hospital & Fertility Centre, located in Krishnagiri, Tamil Nadu, is empanelled under Ayushman Bharat.

You can verify this on the official PM-JAY website here:
👉 https://hospitals.pmjay.gov.in/Search/empnlWorkFlow.htm

🔍 To check more hospitals in your area:

1. Go to https://hospitals.pmjay.gov.in

2. Select "Tamil Nadu" as the state

3. Select "Krishnagiri" as the district (since Hosur falls under this)

4. Browse the list of empanelled hospitals

Wishing you continued good health and peace of mind!