Ayushman Bharat Health Card Benefits

Medically Reviewed by Dr. Aman Priya Khanna
Written by Sangeeta Sharma, last updated on 18 April 2023
Ayushman Bharat Health Card Benefits

Ayushman Card benefits the beneficiaries to avail of healthcare facilities in the empanelled hospitals under the Ayushman Bharat scheme. It covers medical treatment expenses for medications, diagnostics, and pre-hospitalisation. 

The programme offers cashless hospitalisation services through the Ayushman Bharat Yojana e-card. Read the blog to learn more about Ayushman health card benefits that help you during an emergency. 

About Ayushman Bharat Health Card

Prime Minister Narendra Modi introduced the Ayushman Bharat Yojana in 2018. If you fulfil the criteria of the scheme, the beneficiaries will get an e-card where they can avail the Ayushman card benefits. Ayushman Bharat Health Card was introduced to access cashless medical care and hospitalization.

Ayushman Health Card benefits the beneficiaries by accessing primary, secondary, and tertiary healthcare services from public or private empanelled hospitals. The information related to a patient's health is included on the PMJAY e-card. 

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Key Features of Ayushman Bharat Yojana

The Ayushman Bharat scheme was started to help India's poorest and most economically vulnerable people. Ayushman Bharat Yojana benefits cardholders after the PMJAY CSC login registration process. The key features of the Ayushman Bharat scheme are:

  1. It is the largest medical insurance programme in the world, funded by the Indian government.
  2. It includes the costs of over 1,393 procedures, doctor's fees, the operating room, the intensive care unit, diagnostic services, the surgeon, etc.
  3. Ayushman card benefits include coverage of pre-hospitalisation insurance for three days, and post-hospitalisation for fifteen days, including prescription drugs and tests.
  4. The beneficiaries are given access to cashless hospitalisation coverage.
  5. Ayushman health card benefits people by covering expenses upto Rs 5 lakh.
  6. Ayushman card benefits the beneficiaries who can access primary, secondary, and tertiary healthcare services from public or private empanelled hospitals.
  7. Ayushman Bharat Yojana benefits everyone irrespective of age, family size or gender.
  8. Ayushman Bharat benefits health card holders by making it accessible throughout India, and you can receive cashless medical care in the empanelled hospitals under Ayushman Bharat.

Ayushman Health Card Benefits

The Ayushman Bharat Yojana beneficiaries are given coverage up to Rs 5 lakh and a cashless medical treatment option. The benefits of Ayushman Bharat Yojana are : 

  1. Ayushman Bharat benefits the individual after the Ayushman card download. With just a few clicks, you may view your medical information, including tests, diagnoses, medication prescriptions, and more.
  2. The Health Facility Registry (HFR) will allow registered users to search empanelled private and public healthcare facilities.
  3. The Healthcare Professional Registry (HPR), a database of licenced medical professionals, allows beneficiaries with a health ID card to check the qualification of doctors. It can be considered to be a very essential Ayushman Bharat card benefits.
  4. Individuals can use a health ID card to present their medical records to the doctor while seeing a new physician. Your medical records can be readily shared with hospitals, clinics, doctors, etc. As a result, you can access healthcare anywhere in India.
  5. The benefits of Ayushman Bharat Yojana are not only limited to allopathy. AYUSH treatment institutions accept the Ayushman Golden card. Ayurveda, Yoga, Naturopathy, Unani, Siddha, and Homoeopathy are among the available treatments, which are the extra Ayushman Bharat benefits.
  6. Ayushman card benefits are diverse. The digital health ID card will be highly useful in the COVID-19 pandemic crisis since doctors can examine patients' prior medical history and immunisation status. Additionally, a health ID card allows a person to receive therapy for COVID-19 under Ayushman Bharat scheme.
  7. Health records are only shared with healthcare professionals with the patient's agreement. Users can opt to provide or withhold consent.


Ayushman card benefits the beneficiaries by making it portable across the country, which means you can visit any empanelled public or private hospital. Ayushman Bharat covered diseases list contains around 1,393 procedures, which are included in the PM-JAY services, and all pre-existing conditions are covered from the first day. 

You can visit our website, HexaHealth for any queries regarding Ayushman health card benefits. Additionally, you can reach out to us as we offer personal care assistance, and our professionals will respond to any of your inquiries.

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Frequently Asked Questions

What are Ayushman card benefits?

You can use it to locate medical facilities and specialists, as well as to share your medical records with physicians throughout India easily. Additionally, you can safely store your medical information and give authorised users access as required. An ABHA card can therefore enhance your overall healthcare experience.

How to get Ayushman Bharat benefit?

  1. Visit mera.pmjay.gov.in to access their official website. 
  2. Enter your mobile number and the captcha code displayed on the screen. You will then be directed to the PMJAY login page after entering the OTP issued to your registered mobile number.
  3. Choose the state from which you will apply for this programme now.

What is the limit of Ayushman card?

The Ayushman Bharat Yojana (PMJAY) would assist these households in obtaining the best healthcare treatments, including insurance coverage for tertiary and secondary hospitalisation costs of up to INR 5 lakh for each family each year.

Is Ayushman card for lifetime?

As a result, it is a single payment plan that offers a lump sum in hand. It offers lifetime coverage against all hospitalizations, including those for serious conditions.

Does Ayushman cover pregnancy?

With the help of this programme, breastfeeding moms and pregnant women can receive monetary incentives of up to Rs 5,000.

Does the Ayushman Bharat programme pay the cost of coronavirus testing?

Yes, the Ayushman Bharat programme pays for corona virus testing and the treatment cost.

Does PMJAY cover conditions that already exist?

Yes, the benefits of Ayushman Bharat Yojana include coverage of pre-existing medical conditions.

Is medicine included in Ayushman card?

Ayushman card benefits include all the expenses of medicines incurred for the hospitalization of beneficiaries. It also includes a physical examination, treatment, and consultation. 

Updated on : 18 April 2023


Dr. Aman Priya Khanna

Dr. Aman Priya Khanna

MBBS, DNB General Surgery, Fellowship in Minimal Access Surgery, FIAGES

12 Years Experience

Dr Aman Priya Khanna is a well-known General Surgeon, Proctologist and Bariatric Surgeon currently associated with HealthFort Clinic, Health First Multispecialty Clinic in Delhi. He has 12 years of experience in General Surgery and worke...View More


Sangeeta Sharma

Sangeeta Sharma

BSc. Biochemistry I MSc. Biochemistry (Oxford College Bangalore)

6 Years Experience

She has extensive experience in content and regulatory writing with reputed organisations like Sun Pharmaceuticals and Innodata. Skilled in SEO and passionate about creating informative and engaging medical conten...View More

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