Download Care Health Insurance Policy Online

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Medically Reviewed by Dr. Aman Priya Khanna
Written by Hexahealth Care Team, last updated on 12 December 2023
Download Care Health Insurance Policy Online

With the growing relevance of digitisation, having a downloaded copy of your health insurance policy has become extremely critical. The soft copy offers all the required information about insurance coverage, like premiums, sum insured, terms and conditions and more. Care Health Insurance has an in-built self-help centre and a fully functional mobile application that lets its policyholders download their insurance policy anytime. Continue reading the blog below to learn more about the Care Health Insurance policy download process. 

About Care Health Insurance Company

Care Health Insurance is among the most reputed and trusted health insurance providers in India. The company, headquartered in Gurgaon, Haryana, was founded in 2012. It offers the most comprehensive health policies for every consumer segment at pocket-friendly prices. The Care Health Insurance plans are curated to cover the costs of hospital rooms, diagnostic tests, specialist fees, specialised medical procedures and treatments, etc. The policy has various sum insured options, ranging from Rs 5 lakh to Rs 6 crore. 

You can easily buy and download a Care Health Insurance policy online if you want comprehensive coverage for yourself and your family members. However, before understanding the Care health insurance policy download process, let’s look at the features and benefits of the policy. 

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Features of Care Health Insurance Policy

If you are looking to buy a health insurance plan, here are some best-in-class features of Care Health Insurance you should consider:

Features Highlights
Network of Cashless Hospitals 19000+
Claim Settlement Ratio 95.2%
Claims Settled 30 lacs+
Waiting Period for Pre-existing Diseases 4 years
Renewability Lifetime

Benefits of Care Health Insurance Policy

Care Health Insurance offers a comprehensive range of health insurance plans catering to your and your family’s needs. The following are some benefits offered by Care Health Insurance to its policyholders. 

  1. The company offers health insurance plans for families with up to six members (two children and four adults). 
  2. Care Health Insurance plans cover expenses 30 days before and 60 days after hospitalisation. 
  3. It also offers cover for daycare procedures, health check-ups, ambulance costs, etc.
  4. The plans are curated to cover 16 critical heart-related diseases.
  5. They cover the cost of organ donors as well. 
  6. With these plans, the policyholder can get compensation for taking a second opinion on the ongoing treatment. 
  7. It offers auto recharge of the sum insured at no extra cost if the insurance coverage is exhausted after availing of treatment. 
  8. It covers alternative treatments, such as Ayurveda and Homeopathy as well. 
  9. It offers tax benefits on the premium amount paid under Section 80D of the Income Tax Act, 1961. 
  10. With these plans, the policyholders can avail of free annual medical check-ups, regardless of their claim history. 
  11. The company has a direct claim settlement process, eliminating the hassles of dealing with a third party. 
  12. No paperwork is needed to purchase, renew, or download the Care Health Insurance policy, as it can be done online via the company’s official website. 

List of Care Health Insurance Plans

Care Health Insurance offers several plans to meet the insurance needs of different sections of society. Here’s a list of the Care Health Insurance plans:-

  1. Care Plus Youth Health Insurance Plan
  2. Care Joy Health Insurance
  3. Care Advantage Health Insurance
  4. Care Senior Citizen Health Insurance
  5. Care Family Healthcare Insurance
  6. Care Plus - Complete Health Insurance Plan
  7. Cancer Mediclaim
  8. Critical Illness Insurance
  9. Arogya Sanjeevani Policy
  10. Care Heart Insurance Policy
  11. Care Freedom Health Plan
  12. Care Enhance - Top-Up Health Insurance Plan
  13. Operation Mediclaim Policy
  14. Secure Personal Accident Insurance Plan
  15. Corona Kavach Policy

How to Download Care Health Insurance Policy Online?

The Care Health Insurance policy download process is quick and simple. All you need is your Care Health policy number and access to the company’s official website. Here’s a step-by-step guide to downloading your Care Health Insurance policy online. 

  1. Step 1: Visit the Care Health Insurance Company’s official website. Or, you can download their mobile application.
  2. Step 2: On the home page, select the “self help” option under the “already a customer” drop-down menu. From the self help link, you can download your policy documents, submit a claim, request a policy change, renew your policy, book health check-up, and locate network hospitals. 
  3. Step 3: Click on “policy certificate - soft copy” under the “know your policy” section. You will reach a new window. 
  4. Step 4: Enter your policy number and the captcha code. 
  5. Step 5: Click on “next”. 
  6. Step 6: You can download the soft copy of your policy document. 

Similarly, you can download your 80D certificate and health card soft copies. 

Pro-Tip: After completing the Care Health Insurance policy download, make sure to print a hard copy immediately for assistance during difficult, unforeseen situations. 

Why Should You Download Care Health Insurance Policy?

After buying a health insurance policy, it is critical to download a copy for future reference. Following are the reasons why you should download and print your Care Health Insurance policy:

  1. Covers all the details and benefits: The policy document includes all terms and conditions, such as the insurance premium chart, health insurance coverage, free-look period, premium payment, and exceptions. This information comes in handy while filing a claim. 
  2. Track record: A policy document acts as evidence for parents or children if the policyholder dies. It can become almost impossible to locate the policy without a policy document. 
  3. Ensures Appropriate Compensation: In the event of technical failure, having a policy copy can speed up the claim settlement process. 

What is Included in the Care Health Insurance Policy?

A health insurance policy document helps policyholders stay updated on their health insurance at all times. It includes vital information regarding the claim process, coverage benefits, premium breakdown, etc. Following is the information included in the Care Health Insurance policy document:-

  1. Policy number
  2. Policy type
  3. Name, age, and other contact details of the policyholder
  4. Health plan information
  5. Sum insured
  6. A list of inclusions and exclusions under the plan
  7. Information about the free-look period
  8. Terms and conditions for the cancellation policy
  9. Grievance redressal process
  10. Portability process (transferring the policy from one insurer to another)

Conclusion

A policy document offers various advantages to the policyholders as it is evidence of the insurance contract between the insurer and the insured. Therefore, you should download the insurance policy as soon as you buy the health insurance. The Care Health Insurance policy download procedure is pretty straightforward. Follow the steps in the blog above, and you will have all the required insurance information in time of need. 

Get in touch with our HexaHealth experts to know more about Care Health Insurance’s claim settlement process. Our team can help you find the most suitable Care Health Insurance plan as per your needs and budget. So what are you waiting for? Contact a HexaHealth expert TODAY! 

Frequently Asked Questions

How do I download Care Health Insurance policy documents?

To download Care Health Insurance policy documents, follow these steps:

  1. Visit the Care Health Insurance Company’s official website. 
  2. Click on the ‘already a customer’ option on the homepage. 
  3. Select ‘self help’ from the drop-down list. 
  4. Click on ‘policy certificate - soft copy’ under ‘know your policy’. 
  5. Enter your policy number and captcha code.
  6. Click on ‘next’.
  7. Download the soft copy of the document.

How do I get my 80D certificate from Care Health Insurance?

You can download your 80D certificate from Care Health Insurance’s official website. 

  1. Click on the ‘already a customer’ option on the homepage. 
  2. Select ‘self help’ from the drop-down list. 
  3. Click on ‘80D certificate - soft copy’ under ‘know your policy’. 
  4. Enter your policy number and captcha code.
  5. Click on ‘next’.
  6. Download the soft copy of the certificate. 

How do I check my Care health policy status?

You can check your care health policy status through the ‘self help’ option on the company website or mobile app. 

  1. Click on the ‘already a customer’ option on the homepage. 
  2. Select ‘self help’ from the drop-down list. 
  3. Click on ‘claim tracking’ under ‘claim genie’. 
  4. Enter your policy number and captcha code.
  5. Click on ‘next’.
  6. You can check your policy claim status on the page that will open.

What is the upper age limit for a Care Health Insurance policy?

While most health insurance plans have an upper age limit of 65 years, Care Health Insurance has a specially curated insurance plan, “Care for Senior”, for senior citizens over 60 years. With an affordable premium and no upper age limit, this Care Health Insurance plan offers specific benefits to the elderly.  

Can I change the sum insured of my Care Health Insurance plan?

Yes, you can change the sum insured of your Care Health Insurance plan at the time of policy renewal. It can also be done after specific medical tests and revision of your claim history. However, the sum insured cannot be increased if the existing sum has met your policy’s sum insured limit. 

Is Religare and Care the same?

Yes, Religare and Care are the same. On 1st September 2020, Religare Health Insurance changed its name to Care Health Insurance. 

How can I check if my health insurance is valid online?

Most health insurance companies allow their customers to check the validity of health insurance online. To check the validity of your health insurance plans, visit the official website of your health insurer and log in to the customer portal using your policy number or other login credentials.

What is claim status in healthcare?

An inquiry of the healthcare claim insurance status is the communication between the insured and insurer about the compensation of expenses incurred for the treatment. 

What is Religare Health Insurance?

Religare Health Insurance (now Care Health Insurance) is a comprehensive health insurance company that covers you against the expenses of medical or surgical procedures due to an illness, disease, or accident.

Why Religare changed its name?

Religare Health Insurance changed its name to Care Health Insurance, intending to rebrand itself as an insurance company that delivers the best possible “Care” to its customers.

Why Religare Health Insurance Is Best?

Religare Health Insurance is known for its hassle-free claim settlement. It offers several medical coverage benefits like in-patient treatment, pre and post-hospitalisation expenses, daycare treatment, domiciliary treatment, ambulance charges, and more. With Religare Health Insurance, you can avail of cashless treatment from more than 19000 healthcare facilities all across India.

How do I claim cashless health insurance?

Under cashless health insurance, you do not have to pay any hospital bills. Instead, you need to follow these steps:-

  1. Notify your insurance company or third-party administrator that you will be availing of medical treatment within 24 hours of hospitalisation. 
  2. The insurance company will generate your claim intimation or reference number. 
  3. The hospital will submit your cashless claim form to the insurance provider. 
  4. On receiving the cashless claim form, the insurance provider will send an authorisation to the hospital, and the insurance company will pay your medical expenses. 
  5. If your claim is rejected, you will receive a notification on your registered mobile number and email address. 

When can I claim my health insurance?

Almost all health insurers have an initial waiting period of 30 to 90 days, during which no claims can be made for any form of hospitalisation - planned or emergency. While the initial waiting period varies from insurer to insurer, the minimum period is at least 30 days. The only exception for the waiting period is in case of accidents.

Updated on : 12 December 2023

Reviewer

Dr. Aman Priya Khanna

Dr. Aman Priya Khanna

MBBS, DNB General Surgery, Fellowship in Minimal Access Surgery, FIAGES

12 Years Experience

Dr Aman Priya Khanna is a well-known General Surgeon, Proctologist and Bariatric Surgeon currently associated with HealthFort Clinic, Health First Multispecialty Clinic in Delhi. He has 12 years of experience in General Surgery and worke...View More

Author

About Authors

HexaHealth Care Team

HexaHealth Care Team brings you medical content covering many important conditions, procedures falling under different medical specialities. The content published is thoroughly reviewed by our panel of qualified doctors for its accuracy and relevance.

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