Download Aditya Birla Health Insurance Policy Online

A policy document is proof of the insurance contract between the insurance provider and the insured, containing all the details of your health insurance policy. The insurance company provides the policy document as evidence of transaction after you purchase the insurance policy by paying the required premium. The Aditya Birla Health Insurance policy document can help you keep track of your health insurance plan and resolve your queries. Moreover, it comes in handy during claims, policy renewal, and tax preparation.

The insurance policy document lays out the terms and conditions of the plans that both parties must abide by. The following details are included in the Aditya Birla Health Insurance policy document:

1. Policy number
2. Policy term
3. Policy type
4. Nominee
5. Name, age, and other details of the insured members
6. Coverage features of the policy
7. Intermediary information
8. Tax deduction
9. Terms and conditions for claim
10. Terms and conditions for policy cancellation
11. Conditions for the renewal of the health insurance policy
12. Information about the insured amount and cumulative bonus
13. Portability conditions and free look period (the period when a new policyholder can terminate the policy without any penalties)
14. Exclusions to the policy
15. Procedure for grievance redressal

You can download the insurance policy in print form online. The following is a step-by-step procedure for Aditya Birla Health Insurance policy download:

1. Step 1: Visit Aditya Birla Health Insurance’s official website, “https://www.adityabirlacapital.com/healthinsurance/homepage”. 
2. Step 2: Log in using your mobile number or username and password.
3. Step 3: Click on “Support” at the top of the page. 
4. Step 4: Click on “Download Centre”. 
5. Step 5: Choose your insurance policy from the list of available policies. 
6. Step 6: You can download your insurance policy by clicking on the download symbol next to the policy. 

Aditya Birla Health Insurance plans offer tax relief benefits to the policyholders under section 80D of the Income Tax Act, 1961. To avail of these benefits, you must show the 80D tax certificate while filing taxes. This certificate is a proof document that shows the total amount of premium paid to the insurance company for a health insurance policy. The steps to download the 80D Tax Certificate include:-

1. Step 1: Visit Aditya Birla Health Insurance’s official website, “https://www.adityabirlacapital.com/healthinsurance/homepage”. 
2. Step 2: Under the “My Account” tab, select “My Policy Documents”.
3. Step 3: Log in using your mobile number or username and password. 
4. Step 4: All your health insurance policy documents will be displayed. Choose the premium receipt/ 80D tax certificates to check the total premium paid for the health insurance policy. 
5. Step 5: You can view and download the soft copy of your 80D Tax Certificate from the website.

Aditya Birla Health Insurance policy offers several personalised features, making it one of the best health insurances in India. Some exceptional features of the plans include:

1. Health Return Benefits: Under Aditya Birla Health Insurance, policyholders can earn reward points by following a healthy lifestyle. Moreover, a healthy lifestyle can help you earn up to 30% of your medical insurance premium. 
2. Hospital Room: With Aditya Birla Health Insurance plans, you are free to choose a room during hospitalisation. You become eligible for reimbursement if you choose or get a lower room category. 
3. Chronic Management Program: The policy is crafted to cover the cost of treating chronic diseases such as asthma, hypertension, diabetes, and more. You will be upgraded to the chronic management program if you develop a chronic condition during the policy tenure. 
4. Second Opinion: For critical illnesses, the plans also cover the cost of second opinions. 

Following are the plans offered by Aditya Birla Health Insurance

1. Corona Kavach Policy: ₹50,000 to ₹5 lakh
2. Active Assure Diamond: ₹2 lakhs
3. Global Health Secure: ₹3 to ₹6 crores
4. Activ Health Essential: ₹50,000
5. Activ Secure: ₹1 Lakh
6. Arogya Sanjeevani Policy: ₹1 to 5 lakhs
7. Activ Health Enhanced: ₹2 lakhs
8. Activ Care: ₹3 lakhs
9. Cancer Secure: ₹5 lakhs

It is not feasible to remember every single detail of your health insurance. Therefore, you should have a policy document that includes all the critical information about the policy. You can follow the steps mentioned in the blog above for the Aditya Birla Health Insurance policy download. 

You can also contact HexaHealth to know more about the policy details. Our team will guide you through the insurance process before availing treatment for diseases, illnesses, or accidents.