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Hello Swapnil ji, Thank you for your question. I understand your concern regarding the hospital bill after your father's surgery. Here's what you need to know:Can You Claim the Hospital Bill After Surgery? Before proceeding, it's important to clarify: Are you referring to the Ayushman Bharat (PM-JAY) scheme or a private health insurance policy? If It’s Ayushman Bharat Scheme (PM-JAY) Ayushman Bharat works on a pre-authorization, cashless treatment model. That means: The hospital must be empanelled under the scheme Approval is required before treatment Reimbursement is NOT allowed if you've already paid the bill and Ayushman benefits weren’t used at the time of treatment What You Can Do: Check if the hospital is empanelled Use the official portal: 👉 https://hospitals.pmjay.gov.in/Search/empnlWorkFlow.htm Speak to the hospital’s Ayushman Coordinator Some hospitals may help if eligibility was missed by mistake. File a grievance (if applicable) If you believe Ayushman card was valid and the hospital denied it wrongly: 📞 Call: 14555 📝 Submit at: https://cgrms.pmjay.gov.in If It’s a Private Health Insurance Policy If your father has a private insurance policy, then reimbursement may be possible, depending on the insurer’s rules. Steps to Claim: Collect Original Documents: Discharge summary Hospital bill Payment receipts Investigation reports Doctor’s prescription and treatment summary Insurance policy copy File Reimbursement Claim: Submit all documents to your insurer within the allowed timeframe (usually 7–30 days post-discharge) Some insurers allow online submission via their website or mobile app Track claim status using the claim reference number TAT for Reimbursement: Most insurers process claims within 15–30 working days Wishing your father a full and speedy recovery....